Living below your means

Food and Drink

• Shop at reasonably priced grocery stores.
  
• When shopping, buy generic.
  
• Make your lunch at home.
  
• Save your leftovers and eat them for lunch.
• Plan ahead for food when traveling.
• When eating out, drink water.
• When eating out, if you don't know the price, don't order it.
• When eating out, don't eat at chain restaurants when cheaper options exist.
• Don't eat out often.
  

Transportation

• Bicycle to work.

Health and Fitness

• Cancel your gym membership unless you need it
• Use all you Health Insurance Benefits (Some offer Fitness rebates)
  

Managing Money

• Pay yourself first.

Art and Entertainment

• Check out open studios
• Use Netflix and your local library for Movies and good TV instead of HBO and Cable
  

Pet Ownership

• Don't buy purebreds
• Be smart about pet supplies

Do you have suggestions? Leave a comment or email me at wyliemoney at gmail dot com and I will add your suggestions to the list. money